2022 - 2025 Hospital Indemnity Insurance Overview

Dow Aero (“Company”) is offering a hospital indemnity insurance plan to provide supplemental health coverage for eligible expenses incurred by employees and their qualifying family members. The plan does not require a medical election, but understand this offering does not replace traditional medical insurance.

Coverage and Premiums

  • First Day
    $1,000

    Hospital Confinement
    Up to thirty (30) days
    $100 per day

    ICU Confinement
    Up to ten (10) days
    Hospital Confinement + $100 per day

    Extended Hospitalization
    Beyond ten (10) days
    Confinement(s) + $100 a day

  • Accident
    Illness
    Pregnancy (Including Complications) — 10 Month Waiting Period
    Newborn Care

  • Pre-Existing Conditions

  • $50 for covered person per year
    Requires proof of an eligible health screening be submitted to provider

  • Per Pay Period

    $16.74 Employee Only
    $30.42 Employee & Spouse
    $25.73 Employee & Child(ren)
    $39.40 Family

Plan and premiums only valid for 2022-2025.

Member Account

Hospital indemnity plan subscribers can optionally create and login to a member account that includes online access for:

  • Auditing detailed claims history.

A mobile app is also available for iOS and Android devices.

Coverage Termination

Hospital indemnity insurance coverage ends on the final day of the month following a termination event. Deductions shall not be suspended on an employee’s final qualifying payroll. This plan is not eligible for COBRA temporary continuation of coverage.

Provider Contact Information

Hospital Indemnity | Sun Life
1.800.247.6875 | Customer Service
sunlife.com | Web

Plan Details

Plan Name - Hospital Indemnity Insurance
Plan Provider - Sun Life
Policy Number - 943619

Plan Documents

Hospital Indemnity Plan Summary >

Hospital Indemnity Payment Example

* It is highly recommended that you carefully review any appropriate plan documents prior to enrollment.

Disclaimer

Content provided above is maintained by the Company’s Human Resources (“HR”) department, in collaboration with knowledgeable third-parties. The Company takes reasonable efforts in ensuring details about the plan(s) above are accurate. However, the plan document shall govern in the event an inconsistency is discovered between this resource, or any other oral or written description of benefits, and a formal plan document; please notify the Company’s HR department immediately should a potential error be identified.

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