2025 Employee Benefits Modification Summary
The following material provided a summarized overview of notable employee benefit adjustments for the 2025 plan year.
Medical
Base plan deductible for individual’s increased from $3,200 in 2024 to $3,300 for 2025.
Base plan deductible for families increased from $9,600 in 2024 to $6,600 for 2025.
Dental
No changes made going into the 2025 year.
Vision
No changes made going into the 2025 plan year.
Accident
No changes made going into the 2025 plan year.
Critical Illness
No changes made going into the 2025 plan year.
Hospital Indemnity
No changes made going into the 2025 plan year.
Health Savings Account (HSA)
Moving from Health Equity to Employee Benefits Corporation for HSA Administration.
Individual contribution limit increased from $4,150 in 2024 to $4,300 for 2025.
Family contribution limit increased from $8,3000 in 2024 to $8,550 for 2025.
Flexible Spending Accounts (FSAs)
Moving from WageWorks to Employee Benefits Corporation for FSA Administration.
Healthcare FSA individual contribution limit increased from $3,200 in 2024 to $3,300 for 2024.
Life Insurance and Accidental Death & Dismemberment (AD&D)
No changes made going into the 2025 plan year.
Retirement 401(k)
Individual contribution limit increased from $23,000 in 2024 to $23,500 in 2025.
Catch-up contribution limit: $7,500 (age 50-59 or 64+)
Catch-up contribution limit: $11,250 (age 60-63)
Total contribution limit: $31,000 (Age 50-59 or 64+), $34,750 (age 60-63)
Maxwell Health
No changes made going into the 2025 plan year.
Employee Benefits Website
All plans updated with 2025 data.