2025 Employee Benefits Modification Summary

The following material provided a summarized overview of notable employee benefit adjustments for the 2025 plan year.

Medical

  • Base plan deductible for individual’s increased from $3,200 in 2024 to $3,300 for 2025.

  • Base plan deductible for families increased from $9,600 in 2024 to $6,600 for 2025.

Dental

  • No changes made going into the 2025 year.

Vision

  • No changes made going into the 2025 plan year.

Accident

  • No changes made going into the 2025 plan year.

Critical Illness

  • No changes made going into the 2025 plan year.

Hospital Indemnity

  • No changes made going into the 2025 plan year.

Health Savings Account (HSA)

  • Moving from Health Equity to Employee Benefits Corporation for HSA Administration.

  • Individual contribution limit increased from $4,150 in 2024 to $4,300 for 2025.

  • Family contribution limit increased from $8,3000 in 2024 to $8,550 for 2025.

Flexible Spending Accounts (FSAs)

  • Moving from WageWorks to Employee Benefits Corporation for FSA Administration.

  • Healthcare FSA individual contribution limit increased from $3,200 in 2024 to $3,300 for 2024.

Life Insurance and Accidental Death & Dismemberment (AD&D)

  • No changes made going into the 2025 plan year.

Retirement 401(k)

  • Individual contribution limit increased from $23,000 in 2024 to $23,500 in 2025.

  • Catch-up contribution limit: $7,500 (age 50-59 or 64+)

  • Catch-up contribution limit: $11,250 (age 60-63)

  • Total contribution limit: $31,000 (Age 50-59 or 64+), $34,750 (age 60-63)

Maxwell Health

  • No changes made going into the 2025 plan year.

Employee Benefits Website

  • All plans updated with 2025 data.


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